Sep 1.jpg

Sep 1.jpg

Sep 1.jpg

Sep 1.jpg

1920 Cottingley Listing - ARA MBA

Images © Barclays 1919

Sep 1.jpg

A very informal “arrangement”…

Sep 1.jpg

Cottingley is World famous for one of the earliest “photoshop” tricks ever, when in 1917, two young girls seem to have successfully captured the image of fairies at the bottom of the garden!  There is no illusion however when the Bank of Liverpool and Martins comes to Cottingley to open a front room branch – one of dozens of outlets that provide banking facilities to some of England’s tiniest villages, literally from the front room of someone’s house. Thanks to two letters preserved in Barclays Group Archives, we gain a fascinating glimpse into the workings of the Bank of Liverpool and Martins in 1922, in respect of this tiny sub-Branch opened at the end of the First World War.  The letters are written to Head Office by Bingley Manager Mr T G Walker.  It would appear that Head Office might not be acquainted with the existence of a sub-Branch at Cottingley!

Sep 1.jpg

Cottingley Letters.jpg

It is Mr Walker’s intention to advise the Bank’s Secretary at Head Office of the change of address of Cottingley Sub Branch. The owner of the building has moved, so the bank moved with them. This probably sets alarm bells ringing at the Chief Accountant’s Department at Head Office, as Mr Walker’s second letter shows. Local arrangements - known as “Spanish customs” -  occur in the outposts of many large organisations, so renting somewhere to trade without any formal agreement probably seemed quite normal to the Manager of Bingley. We are however left wondering what the next letter from Head Office might have said, but as Cottingley continues to trade from the front room of a house for a further six years, it can’t have been so bad. 

Sep 1.jpg

Perhaps it did lead to a formal agreement between the bank and the landlord, and perhaps an opportunity for the rent to be increased – after all even in 1922 paying 12/- every four weeks does seem an absolute bargain – that’s fifteen pence per week! The “arrangement” at Cottingley is closed in 1929 just thirteen months after the creation of the modern day Martins Bank, but never fear, the “front room” style of Branch does continue as an important part of the Bank’s network of offices for several more decades…

Sep 1.jpg

Sep 1.jpg

Title:

Type:

Address:

Index Number and District:

Hours:

 

Telephone:

Services:

Manager:

11-074 Cottingley

Sub to 11-074 Bingley

40 Main Street Cottingley Bingley Yorkshire

102 Craven

Not Known

Not Known

No Telephone

Counter Service Only 

Mr T G Walker Manager Bingley

Sep 1.jpg

1919

3 January 1928

22 February 1929

Opened by the Bank of Liverpool and Martins

Martins Bank Limited

Closed

Gutinfo.jpgx