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Bank of Liverpool and Martins

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The naming of villages in Cumberland has lead to much confusion down the years, and Hesket New Market, a small market town is situated within the parish of Caldbeck.  About ten miles East however, you find more Heskets – High and Low Hesket for example, which are nothing to do with Hesket New Market.  In 1921 the Bank of Liverpool and Martins opens two new sub branches in the same area – one at Caldbeck, the other at Hesket New Market.  Both are controlled and staffed by the Wigton Branch, with Caldbeck open on Wednesday Morning, and Hesket new Market open on Wednesday Afternoon. 

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Extracts from the Annual Report and Accounts of the

Bank of Liverpool and Martins Ltd 1921 © Barclays

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Whilst we can’t rule out the need to save money in order to help pay for lavish new buildings in Liverpool and London, we assume that here in Cumberland, business did perhaps fall away from these branches, and they were both axed in 1932.  Local business conditions may always have dictated whether or not a bank branch is kept open, it’s not only a twenty-first century phenomenon – in Martins case there is a cull of Northern branches between 1930 and 1934. This is swiftly followed by the first wave of the Bank’s Southern expansion.  A careful “pruning” of the already saturated Northern branch network frees up the resources to move into new areas and for Martins to become a truly NATIONAL bank.

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Index Number and District:






11-881 Hesket-New Market

Sub to 11-881 Wigton

Hesket-New Market Wigton Cumberland

222 Northern

Wednesday 1300-1500

No Saturday Service

Counter Service Only

No Telephone

Mr John H Addison Manager (Wigton 1921)


9 November 1921

3 January 1928


Opened by Bank of Liverpool and Martins

Martins Bank Limited